Medicare Part C is another name for Medicare Advantage.
Medicare Part C is administered by personal insurance provider contracted with Medicare. Medicare Part C covers whatever that Original Medicare (Part A and Part B) cover and may cover extra advantages also.

What is Medicare Part C protection for inpatient care?

Under Original Medicare, inpatient care is typically covered by Medicare Part A. Medicare Part C covers the same advantages as Medicare Part A consisting of:

 

  • Inpatient care in a medical facility.
  • Inpatient proficient nursing facility care.

Medicare Part C also covers:

  • Home health care

Medicare Part C might have different cost sharing quantities for inpatient care and home healthcare than Medicare Part A or Medicare Part B has. With Medicare Advantage, your hospice care advantages will still be covered by Medicare Part A or Medicare Part B.

What is Medicare Part C coverage for outpatient care?

Under Medicare Part A or Medicare Part B, outpatient care is normally covered by Medicare Part B. Outpatient care includes clinically preventive services and required services to prevent or spot disease. Medicare Part C covers the exact same advantages as Medicare Part B consisting of:

  • Doctor examinations (medical care doctor and experts).
  • Laboratory tests and X-rays.
  • Ambulance services in an emergency situation.
  • Both outpatient and inpatient mental health services.
  • Durable medical equipment such as wheelchairs and walkers.
  • Preventative tests and vaccines, including flu shots.
  • Physical treatment.
  • Occupational therapy.
  • Speech and language pathology.

Medicare Part C might have different cost sharing amounts for outpatient care than Medicare Part A or Medicare Part B has.

What is Medicare Part C protection for extra benefits?

Unlike Medicare Part A or Medicare Part B, Medicare Part C usually offers protection for prescription drugs you take at home. The precise prescription drugs that are covered are noted in the insurance plan’s formulary. Formularies may differ from plan to plan.

Other additional advantages that Medicare Part C may cover consist of:

  • Regular dental care consisting of cleansings, x-rays, and dentures.
  • Routine vision care including contacts and spectacles.
  • Routine hearing care including listening devices.
  • Physical fitness advantages consisting of workout classes.

Not all Medicare Part C plans cover additional benefits in the same way. For instance, some Medicare Part C plans may just cover “Medicare-covered dental benefits” which generally just means oral care in case of a mishap or disease of the jaw. If your Medicare Part C covers oral benefits more thoroughly, you might have a greater regular monthly premium for that protection.

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